Jim Cramer

 Loud, Wrong, and Still Yelling.

Cramer’s got energy, no doubt. He’s like the used car salesman of stock picks — full throttle, never boring, and always selling you on his next big thing. Problem is, he’s been wrong more times than a broken compass. From Bear Stearns to SVB, he’s cheered for collapsing banks while folks at home lost their shirts.

He’s more entertainer than expert — and if you followed every call he’s made, you’d be broke with tinnitus. Hell, there’s a reverse Cramer fund that made money off betting against him.

Verdict: Not SphstRDnck. Too noisy, too cozy with the suits, and too often steering folks off a cliff.